Early Retirement Isn’t Easy. Advisors Need to Steer Clients Away From Quitting.

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In a typical year, come summertime, a few teachers in western Pennsylvania would contact Brad Hindman’s office, wanting to talk about the feasibility of retiring in a year or maybe two.

But 2020 was not a typical year—about eight teachers wanted to have that familiar retirement-readiness conversation. 

“This is the first year that in June…



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